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This two bedroom one bath bungalow set high above the Hudson with sweeping river views, this property offers a rare opportunity to enjoy the charm, convenience, and lifestyle that define Ossining living.
Welcome to 19 Sam State Ave--a home perfectly positioned for those seeking both tranquility and connectivity. Enjoy gorgeous Hudson River vistas and the natural beauty that surrounds this historic river town, where rolling hills and scenic overlooks create a truly picturesque setting.
Commuters will appreciate the home's close proximity to the Ossining Metro-North station, offering direct service to Grand Central Terminal in as little as approximately 40-45 minutes, with frequent trains throughout the day. The nearby Hudson Line, along with local Bee-Line bus routes and ferry connections, makes getting to New York City and throughout Westchester both simple and efficient.
Beyond the commute, Ossining delivers a true lifestyle experience. Explore the waterfront at Louis Engel Park, hike the scenic trails of Teatown Lake Reservation, or stroll along the historic Old Croton Aqueduct. The vibrant downtown offers a mix of local shops, dining, and community events, all set against the backdrop of the Hudson River.
Whether you're drawn by the views, the walkable access to outdoor recreation, or the ease of commuting, this home is ideal for buyers looking to embrace the unique blend of nature, history, and convenience that makes Ossining one of Westchester's most compelling river towns.
The detached garage offers potential studio space or space for entertaining. Municipal water and sewer.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $889 | $889 | $889 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,984 | $2,093 | $2,756 |
| Total Monthly Payment | $2,948 | $3,057 | $3,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.