918 New York 203, Chatham, NY, 12037 | $548,000

In the desirable Spencertown hamlet, this ''top to bottom'' quality renovated Cape is move-in ready for summer enjoyment. Everything is new. . . . roof, heating and AC, windows, doors, hardware, fully equipped kitchen with stainless appliances and granite countertops, flooring, lighting, bathrooms, fencing, washer and dryer and more.

A fantastic location, close to Chatham, Hudson, The Berkshires and The Taconic Parkway. There are 3 bedrooms, 2 large bedrooms on the upper floor and a smaller bedroom/office on the main level. The 2 full bathrooms are beautifully appointed with distinctive tiling and vanities. A large screened porch adds to the comfort of the property.

The sun filled 1. 3 acres, (2 lots) with a babbling brook is ready for your gardening expertise. There is a large barn/garage at the far end of the property, which needs some love to create a studio, guest space or workshop.

This is a home you will want to see! Whether you seek a full time residence, weekends or a rental property, look no further. The current owner has combined this as a part-time residence and a successful Air B and B.

Don't let this home pass you by. Bring your clothes, and move right in, as the home can be purchased fully furnished.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Style: Cape Cod
  • Year Built: 1953
  • Garage: 3-car Detached
  • Heating: Forced Air
  • Basement: Full
  • Acreage: 1.3
  • Est. Taxes: $6,080
  • School District: Chatham
  • MLS#: 20261431
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/20261431/918newyork203_chatham_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Beach & Bartolo Realtors

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

918 New York 203, Chatham, NY, 12037

$548,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $438,400 $438,400 $438,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $507 $507 $507
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,524 $2,807 $3,641
Total Monthly Payment $3,123 $3,406 $4,240

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.