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Charming one bedroom apartment in Ghent is now available for annual lease. This cozy apartment sits on the second level of a converted barn in the rear of the property. It was renovated 2 years ago and is in excellent condition. Roll out of bed and onto your own private deck overlooking the garden and backyard which you are also free to enjoy. Off street parking, heat, hot water, electric, snow removal and lawn care are all included in the rent! Tenant is only responsible for internet and garbage. Extremely convenient location right off Rt 66, walk around the corner to the post office, grab breakfast at Bartlett House or grab some prepared foods and craft beers at Chatham Provisions only 3 blocks away, and can't forget White Stone Cafe and Dairy Queen are also right here in Ghent. The Village of Chatham is a 3 minute drive north and Hudson is 19 minutes to the south. Requirements for tenancy include the first month rent plus security deposit, strong credit score, proof of income, and reliable references. No pets.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,200 | $1,200 | $1,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $7 | $7 | $10 |
| Total Monthly Payment | $82 | $82 | $85 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.