655 Murray Road, Kingston, NY, 12401 | $360,000

Welcome to 655 Murray Road - A Smart Investment in the Heart of Kingston

Located on a quiet dead-end street, 655 Murray Road offers a private setting within sought-after Ulster County This approximately 1, 300 sq ft home provides a comfortable layout with flexibility for updates or immediate use. The setting allows for a sense of privacy while remaining accessible to everyday conveniences.

Ulster County continues to attract buyers for its mix of small-town character, open space, and access to outdoor recreation. Within that growth, Kingston plays a central role, offering a vibrant Uptown district, historic waterfront, and a range of dining, shopping, and cultural destinations just minutes away. The surrounding area also provides easy access to the Catskill Mountains and the Hudson River for year-round outdoor enjoyment.

This property is well-suited for a full-time residence, weekend retreat, or investment, offering a combination of location, privacy, and long-term appeal in a market that continues to see steady interest.

Features

  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1940
  • Garage: 2-car Detached
  • Heating: Baseboard
  • Cooling: Ceiling Fan(s)
  • Acreage: 1.4
  • Est. Taxes: $5,814
  • Lot Desc: Back Yard, Private
  • School District: Kingston
  • Appliances: Range, Refrigerator
  • MLS#: 20261289
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/20261289/655murrayroad_kingston_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Century 21 Alliance-NP

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

655 Murray Road, Kingston, NY, 12401

$360,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $288,000 $288,000 $288,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.500% 5.710%
Monthly Tax Payment $485 $485 $485
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,704 $1,797 $2,352
Total Monthly Payment $2,263 $2,356 $2,911

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.