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Tucked at the end of a quiet street, 42 Elting Road offers the ease of truly turnkey living, paired with the charm of a welcoming neighborhood setting. Welcome to Darling's Cottage, a home named for the beloved matriarch of this sweet home.
This is a rare opportunity to step into a fully move-in-ready home, complete with central air and a whole-house generator - leaving little to do beyond your own personal cosmetic touches. Inviting, and thoughtfully maintained, the home sits on the fringe of Catskill in a sweet, established neighborhood.
Inside, a sun-drenched living room flows into a semi-open kitchen and dining area, with sliding doors that open to the backyard--creating an easy connection between indoor and outdoor living. The primary bedroom overlooks the peaceful yard and features an en suite bath, while two additional bedrooms, a full bathroom, and a dedicated laundry room complete the main level.
Downstairs, a full basement offers excellent potential for additional finished space to grow into, ideal for a media room, studio, or flexible use to suit your needs.
Outside, the fully fenced backyard becomes your own private green oasis, framed by trees and designed for everything from summer barbecues to star-lit evenings by the fire pit, with ample room for a future pool. A charming shed provides convenient storage for tools and outdoor equipment, while the double sized blacktop driveway offers plenty of parking.
Ideally located between the Hudson Valley and the Catskills, the home offers effortless access to both culture and nature, just 10 minutes to the Village of Catskill, 15 minutes to Hudson's renowned dining and shopping scene, 25 minutes to Tannersville and mountain recreation, and under 40 minutes to Albany.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $405 | $405 | $405 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,489 | $1,551 | $2,068 |
| Total Monthly Payment | $1,969 | $2,031 | $2,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.