1413 Albany Avenue, Valatie, NY, 12184 | $599,900

This 3-bedroom, 1. 5-bath home in the heart of Valatie carries with it one of the Hudson Valley's most fascinating stories. The home was built using salvaged timbers from the legendary steamboat The Swallow, which met its dramatic end on a winter's night in 1845.
The Swallow was considered one of the fastest vessels on the Hudson River, capable of reaching speeds near 17 miles per hour. On a dark winter night in 1845, during a snowstorm with gale-force winds, the vessel struck a rocky outcropping near Athens known today as Swallow Rock. The impact was catastrophic--the bow reportedly pitched nearly 30 feet into the air before the ship split in two and caught fire. Around 200 passengers were rescued by nearby steamboats, but the tragedy still claimed several lives.
Following the wreck, the ship's machinery was salvaged, and the wooden hull was purchased by a local resident, Ira Buckman, who hauled the timbers roughly seven miles inland and used them to construct this very home at 1413 Albany Ave. --giving the property a rare and tangible connection to Hudson River history. Part of the ship's mast is the center of the stairwell.
Today, the home blends that remarkable past with modern comfort. Located in the village center, it is walkable to restaurants, shops, and the library. Recent improvements include new split units providing both heat and air conditioning, along with four-year-old solar panels for the climate-conscious buyer. Inside you'll find a propane fireplace in the dining room and a second fireplace in the basement, offering warm gathering spaces year-round. A large mudroom is perfect for winter boots and coats, while the home has been lovingly and thoughtfully maintained.
Outside, a beautiful covered front sitting porch welcomes you home, while the completely fenced-in backyard offers privacy and room to relax or entertain. A bluestone patio provides the perfect setting for outdoor dining on summer evenings.
A rare opportunity to own not just a home, but a piece of Hudson Valley history in one of Columbia County's most charming villages.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room, Main Level
  • Style: Greek Revival
  • Year Built: 1847
  • Garage: 1.5-car Detached
  • Heating: Forced Air, Heat Pump
  • Cooling: Central Air, Ceiling Fan(s), Ductless, Heat Pump
  • Basement: Full, Unfinished
  • Acreage: 0.39
  • Est. Taxes: $11,394
  • Lot Desc: Back Yard, Few Trees, Front Yard, Level
  • View: Downtown, Neighborhood
  • School District: Ichabod Crane
  • Appliances: Dishwasher, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer/Dryer, Water Heater
  • MLS#: 20260938
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/20260938/1413albanyavenue_valatie_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Gilcrest Properties

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NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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1413 Albany Avenue, Valatie, NY, 12184

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $950 $950 $950
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,916 $3,030 $3,985
Total Monthly Payment $3,958 $4,072 $5,027

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.