224 Cape Horn Road, Middletown, NY, 12455 | $799,000

Welcome to this remarkable contemporary home located in the heart of the Catskills. The house sits in a wonderfully private location, well set back from the country road and surrounded by rolling hills and open fields. This beautifully appointed 3 bedroom, 3 1/2 bathroom home has seen a recent complete gut renovation. It is filled with windows, sunlight, open spaces and views from every room.
Enter through the newly added mud room and into a wide open space divided only by the spacious open kitchen with all new cabinets, quartz counter tops, extensive island with breakfast counter, all new stainless GE Profile appliances including a drawer style microwave and efficient range hood. The space flows easily from dining to kitchen to living and on to the all new extensive back deck where 3 seasons can be enjoyed watching and listening to nature. Across from the kitchen is the guest bathroom and off of the dining area is a bright guest room with ensuite tiled bathroom and large closet. Wonder up to the second floor where you will find the comfortable primary with
gorgeous ensuite bathroom and across the hall another lovely light filled bedroom with ensuite bathroom. All bedrooms have spacious closets, plus additional storage, coat closet and laundry closet with brand new washer & dryer. New flooring throughout, all new electric and plumbing, new windows and mechanicals.
Totally move in ready!
The setting is tranquil and welcoming and the land is a blank canvas waiting for your personal and creative touch. There is ample room for vegetable gardens, perennial plantings, and maybe a pool?
Only 2 1/4 hrs. from the GW Bridge, a very short drive from Margaretville and central to the neighboring destination towns of Roxbury, Andes, Bovina and Delhi. Minutes to hiking trails, golf course, fishing, skiing and so much more!

Features

  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Closet
  • Style: Contemporary
  • Year Built: 1970
  • Cooling: Ceiling Fan(s), Heat Pump
  • Acreage: 5.6
  • Est. Taxes: $1,937
  • Lot Desc: Back Yard, Front Yard, Gentle Sloping, Level, Meadow, Views
  • View: Hills, Meadow, Pasture, Rural, Trees/Woods
  • School District: Margaretville Central Schools
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Oven, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Electric Range, Electric Water Heater, Induction Cooktop, Microwave, Range, Refrigerator, Range Hood, Stainless Steel Appliance(s), Washer, Washer/Dryer Stacked, Water Heater
  • MLS#: 20260886
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/20260886/224capehornroad_middletown_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Frank Lumia Real Estate Plus

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

224 Cape Horn Road, Middletown, NY, 12455

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $161 $161 $161
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,781 $3,988 $5,180
Total Monthly Payment $4,034 $4,241 $5,433

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.