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Presented by
The Vartolone Team |
This private homestead offers the perfect blend of rustic charm and modern comfort, set on 1. 18 acres designed for both relaxation and connection with nature. A welcoming wrap-around porch overlooks peaceful surroundings - ideal for unplugging in every season. Inside, the home features a thoughtfully designed open floor plan featuring a dramatic vaulted ceiling anchored by a stunning stone fireplace - the true heart of the home. While the kitchen and dining areas flow effortlessly for everyday living and entertaining. The first-floor primary suite provides ease and flexibility, with a layout that offers versatile, usable space throughout. The recently renovated lower level expands the living area with additional finished space, perfect for recreation, guests or entertaining, complemented by a convenient kitchenette area and half bath. Recent improvements include painted interior, refreshed landscaping and replaced septic line, reflecting pride of ownership and ongoing care. Perfectly positioned for year-round enjoyment, this home is just a short drive to popular destinations such as Jiminy Peak, Hunter Mountain, and Windham Mountain, along with hiking, biking trails and local lakes. Recently utilized as a short-term rental, this property is a well maintained, turnkey rental opportunity. Furnishings are negotiable. Ideally located near Albany, Hudson, NYC, and MA, within the top rated Ichabod Crane school district.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$495,000
Sales Associates
William Raveis Real Estate
Phone: 203.794.9494
TheVartoloneGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $640 | $640 | $640 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,342 | $2,438 | $3,234 |
| Total Monthly Payment | $3,057 | $3,153 | $3,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.