5 Adams Drive, Hillsdale, NY, 12529 | $615,000

This charming 3 BR, 1. 5 Bath cottage is located across the street from Copake Lake and the HOA Waterfront, Marina and Beach area. Unlike some of the other homes in the area, the house is situated on an elevated, oversized lot with a big front yard and spectacular sunset views. Inside, the house features real wood paneling and a wood burning stove in the living room, a cozy kitchen with a new gas stove (November 2025) , and a dining area. The 3 Bedrooms are in the back of the house and one of them has a half bath ensuite. A full bathroom is off the hallway. This home features central heat with in-wall air conditioners. Copake Lake is approximately 425 acres and close by to multiple ski mountains, outdoor recreation, world class road biking, and the Copake Lake Country Club with its 18 Hole course and award winning restaurant , The Greens. Currently, there is a boat slip available, depending on the type of boat. Access to this Hudson Valley lifestyle is only 2 hours from NYC and 2. 5 hours to Boston
For Showings, please contact Russ Stein at
russ. stein@compass. com

Features

  • Amenities: Beach Access, Insurance, Marina, Picnic Area, Powered Boats Allowed
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Closet, In Hall
  • Style: Ranch
  • Year Built: 1965
  • Heating: Central, Electric, Forced Air, Propane, Wood Stove
  • Cooling: Wall/Window Unit(s)
  • Acreage: 0.43
  • Est. Taxes: $2,751
  • HOA Fee: $500 Annually
  • Lot Desc: Bluff, Few Trees, Near Golf Course, Sloped, Views
  • View: Lake, Neighborhood
  • Elem. School: Taconic Hills Primary School
  • School District: Taconic Hills
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Free-Standing Gas Oven, Microwave, Washer/Dryer Stacked
  • MLS#: 20260763
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/20260763/5adamsdrive_hillsdale_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region

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NMLS Mortgage Loan Originator ID 32556

339.224.0866

Scott.Petersen@raveis.com

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5 Adams Drive, Hillsdale, NY, 12529

$615,000

Mike Molisse

Sales Associate

William Raveis Real Estate

Phone: 781.331.4339

Mike.Molisse@raveis.com

Scott Petersen

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 339.224.0866

Scott.Petersen@raveis.com

NMLS Mortgage Loan Originator ID 32556

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $492,000 $492,000 $492,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $229 $229 $229
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,832 $3,150 $4,086
Total Monthly Payment $3,153 $3,471 $4,407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.