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Welcome to 282 Second Ave in Kingston -- a charming and versatile home set on a rare double lot (280 & 282 Second Ave included) offering extra outdoor space, privacy, and future possibilities. Located less than 4 miles from NYS Thruway Exit 19, this property provides easy commuter access while enjoying a quiet residential neighborhood setting.
This 2-bedroom, 2-full-bath home features a flexible floor plan with an additional room ideal for a home office, guest room, or potential third bedroom. Warm wood accents, skylights, and vaulted ceilings create inviting living spaces filled with natural light.
The kitchen offers generous cabinetry and workspace. Bathrooms are well-appointed and conveniently located on both levels. The master bedroom feels bright and airy with vaulted ceilings and skylights.
Outdoor living is a highlight with an elevated deck perfect for morning coffee or summer gatherings overlooking the spacious yard. A detached garage and additional outbuilding provide excellent storage, workshop, or hobby space.
Don't miss this opportunity to grab a beautiful home in a quiet, desirable Kingston neighborhood. Schedule your showing today!
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $425 | $425 | $425 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,746 | $1,842 | $2,410 |
| Total Monthly Payment | $2,246 | $2,342 | $2,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.