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A wonderful opportunity to buy two homes for family or rental investment. Two homes with updated kitchens and baths. Cape South has a nice big kitchen with a large pantry area. A full bath off the large hall which can be used as an office or study area Big living room with an enclosed porch entrance for safety and coats/boots . Upstairs there is a half bath and two bedrooms and another walk thru room that can accommodate another bed or be used as a study or large walk in closet. Full basement for storage and laundry area. Pictures 9-17
Cottage North is updated with a newer kitchen, full bath, The living room and bedroom have nice wood floors. There is a rocking chair porch and lovely garden. Close to Dells Roadside, the Empire Trail, the Village of Kinderhook and destination Hudson. Easy access to I90 and Mass Pike. Both properties have good rental history. Full basement with Bilco entrance. New furnace 2024 Pictures 21-26. This property presents incredible potential in one of Hudson Valley's most desirable areas. Commuters will appreciate the convenient proximity to major routes, making travel to Albany and Hudson a breeze. Outside the property provides plenty of space to enjoy the outdoors for gardening and relaxing.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $316 | $316 | $316 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,970 | $2,593 |
| Total Monthly Payment | $2,283 | $2,361 | $2,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.