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132 Decker Road is a stunning Gothic Revival farmhouse of classic proportions. Built c1820 and set on five acres surrounded by 100 acres of protected land, the property includes a swimming pond and pastoral farmland views. The location in southern Columbia County is noteworthy for its lovely neighboring estates and quiet, tucked-in country roads. Hudson and Stissing House are both closeby. Inside, original details abound-- wide-plank floors, hand-hewn beams, and uncharacteristically high ceilings for a house of this age. The country kitchen has a Viking range, SubZero refrigerator and an indoor parilla for grilling over an open flame. The large and lightfilled living room is anchored by a wood burning fireplace, and you'll find a formal dining room & large study on the first floor. Upstairs there is a lovely primary suite with a full bath and a walk-in closet. Down the hall you'll find three additional bedrooms and a second full bath. The attic space has been finished for creative work and leaves room for future possibilities. Outside, the magic continues with a spring-fed swimming pond, dock and rowboat, meadows, private trails, and a huge barn-like garage that could easily be converted into a guest cottage, studio, or gym. 132 Decker is a fabulously authentic farmhouse, beautifully maintained in the original farmhouse tradition, sweet as can be and less than two hours from NYC and 20m to Amtrak.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,054 | $1,054 | $1,054 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,937 | $9,697 | $13,360 |
| Total Monthly Payment | $10,116 | $10,876 | $14,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.