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Prime location in city of Kingston this fully renovated two-bedroom home blends solid mid-century bones with thoughtful, modern upgrades. The layout is straightforward and functional, with updated systems, quality finishes, and space that's been improved with long-term use in mind.
The main level offers two comfortable bedrooms and an updated bath, along with a refreshed kitchen featuring stainless steel appliances and ample cabinet space. Natural light, clean lines, and updated windows give the home an easy, livable feel throughout.
Downstairs, the full basement adds real flexibility. A separate laundry room, roughed-in plumbing for an additional bathroom, and generous square footage make it well suited for future finished space, a home office, or extended living area. An oversized attached garage connects directly to the lower level, adding everyday convenience and storage that's hard to find in city homes.
Outside, the property opens up to a large yard with a stone patio—ideal for entertaining, gardening, or simply enjoying a bit of privacy in an in-town setting. Solar panels help offset energy usage and recent upgrades include a newer roof, updated electric and plumbing, insulated windows, and modern HVAC.
Well located near Kingston's shops, restaurants, and services, this home offers a combination of updates, space, and practicality that's increasingly rare at this size and price point. It's a smart option for buyers looking for a move-in ready home with room to grow.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$415,000
William Raveis Real Estate
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $731 | $731 | $731 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,071 | $2,711 |
| Total Monthly Payment | $2,793 | $2,876 | $3,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.