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Welcome to your dream home! This beautiful two-story Colonial, built in 1972, boasts over 2, 300 square feet of living space and is situated in a tranquil residential neighborhood. Location is key here, as this home is situated just a short stroll away from schools, grocery stores, pharmacies, restaurants, and a variety of shopping options, where everything you need is right at your fingertips.
As you approach, you'll be greeted by a lovely covered front porch, perfect for enjoying your morning coffee or relaxing in the evening. Step inside to find a formal living room that exudes warmth and elegance, along with a spacious formal dining room ideal for hosting family gatherings. The rooms are highlighted by the cherry flooring that flows seamlessly throughout many of the home's rooms.
The heart of this home is the inviting family room, featuring a cozy gas fireplace that opens seamlessly to the casual dining area and a well-appointed kitchen. The kitchen showcases stunning granite countertops and ample space for meal prep, making it perfect for both everyday cooking and entertaining.
Convenience is key with a dedicated laundry room, a half bath on the main level, and a one-car attached garage, providing both functionality and ease.
Step outside to discover a large deck that overlooks a level yard, offering plenty of space for summertime dining, outdoor enjoyment, gardening or fun activities. The shed is ideal for garden tools or lawn furniture storage.
Upstairs you'll find three spacious bedrooms with the primary offering oak flooring and its own ensuite bath, while a 2nd bath down the hall will service the other two bedrooms.
The lower level of the home features a spacious recreational space, warmed by both the toasty wood-burning stove and/or the gas fireplace. Think hobby space, playroom, man cave, workshop or more, you decide how this flexible space can be used.
Mechanically the home has a newer roof, electric baseboard heat with the upgrade of 3 mini-splits that offer both heating and cooling options, and of course, the two gas fireplaces and wood-burning stove can certainly supplement if desired.
Solar panels mean additional energy options and savings.
Set on a level, fenced lot of approximately . 19 Acre, this attractive property is ready for its next steward to call it ''home''!
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $629 | $629 | $629 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,113 | $2,167 | $2,850 |
| Total Monthly Payment | $2,817 | $2,871 | $3,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.