4778 Washington Street, Prattsville, NY, 12468 | $395,000

Sweeping mountain views, a babbling creek, and convenient access to four ski mountains make this sweet Catskills cottage the perfect escape!

The generous entry way invites you to drop your boots, hang up your skis, and make your way to the cozy woodstove. This level of the home is open and sunny and can be used as living space, a game room, or potentially an additional bedroom down the line. There is also a convenient full bath, laundry closet, and storage space.

Up the stairs, you'll find an open concept living room/kitchen area for entertaining and unwinding. The balcony offers the best mountain views on the property. Another full bathroom and a generous sized bedroom with more closet space and views round out this level of the home. Recent improvements include new engineered hardwood flooring throughout, new ceiling fans, and a fresh coat of interior paint.

Outside, there are three beautiful acres to explore. The backyard has a deck and firepit area for quiet evenings. If it's a mini-farm you are looking for, the fenced-in garden area and chicken coop are in place along with ample open meadows. Towards the back of the property through the trees is a babbling creek for taking a cool dip on warm summer days.

This home is a short drive to Windham (15 mins) and Hunter (24 mins) Mountains - as well as Bearpen Mountain Sports (10 mins) - for skiing and winter activities. The conveniences of town (groceries, hardware store, ice cream shop and more) are only 2 minutes away in Prattsville and several other cute Catskill towns are close by. All this and only 2 and a half hours to the GW Bridge in NYC.

Features

  • Bedrooms: 1
  • Baths: 2 full
  • Laundry: Laundry Closet, Lower Level
  • Style: Cottage
  • Year Built: 1989
  • Heating: Baseboard, Electric
  • Cooling: Ceiling Fan(s)
  • Acreage: 3
  • Est. Taxes: $5,643
  • Lot Desc: Meadow, Many Trees, Stream On Lot
  • View: Mountain(s)
  • School District: Gilboa
  • Appliances: Electric Oven, Refrigerator, Washer/Dryer Stacked
  • MLS#: 20260279
  • Days on Market: 106 days
  • Website: https://www.raveis.com
    /prop/20260279/4778washingtonstreet_prattsville_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Compass Greater NY, LLC

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4778 Washington Street, Prattsville, NY, 12468

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $470 $470 $470
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,844 $1,946 $2,561
Total Monthly Payment $2,389 $2,491 $3,106

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.