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View recent upgrades under More! Great opportunity to purchase recently updated 1440 sf 1800s home, recently updated with garage and playhouse. 3BR 1BA with cost effective gas heat and 100 amp electric service. Unusual opportunity. land adjoins price chopper mini mall and 85 unit residential development. Existing 3 bedroom home could be used as professional office space. Recent upgrades: new roof with underlayment. Ice & water underlayment along both gutters, with rolled asphalt roofing, coated with rubberized sealant. Exterior trim repainted & fastened. Replacement of 12' footer beam along foundation with 6x6 pressured treated. Old rotting deck replaced with new deck using 4x4 cedar framing & mahogany steps. All exterior windows scraped, repainted, recaulked and reglazed. Storm windows removed & cleaned. Shutters were painted some replaced. Fence in backyard installed using 10' posts. Fence boards are 1x6x8 hemlock. Garage roof repaired and repainted. First floor flooring stripped & repainted. 6" chimney pipe installed, along with refurbished Ashley wood stove and hearth. Collar ties installed in each roof rafter. Bathroom & 2nd floor bedroom repainted and renovated. Lolly collums installed in basement. New natural gas line, old propane tanks removed. Furnace converted and inspected in change over to natural gas.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $346 | $346 | $346 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,128 | $1,188 | $1,534 |
| Total Monthly Payment | $1,549 | $1,609 | $1,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.