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This delightful country cottage is a perfect embodiment of a peaceful Catskills retreat in the serene beauty of Upstate New York. Located just a few miles from the prestigious Hunter Mountain Ski Resort, and close to Windham Mountain and Belleayre Mountain, this property is an ideal getaway for ski enthusiasts and nature lovers alike. The cottage itself radiates a warm, inviting ambiance, being fully furnished with a tasteful and rustic decor that complements its charming character. It features a cozy living space, a comfortable bedroom, and a well-equipped kitchen, ready to accommodate all your needs. The expansive deck is a standout feature, offering breathtaking views of the surrounding mountains and overlooking the Schoharie Creekperfect for enjoying mornings or stunning sunsets. One of its unique features is a captivating streamside waterfall, located along the rear accessory suite, providing a picturesque and soothing backdrop. Set on a generous 4-acre plot of wooded forest land, this turn-key property is especially appealing as a starter second home, offering a hassle-free option for immediate enjoyment. This charming cottage represents a unique opportunity to own a slice of the enchanting Catskills region. Its location near the West Kill Brewery adds another layer of attraction, making it not just a peaceful retreat but also a hub for local exploration and enjoyment. If you're seeking a tranquil country life, a family getaway, or a home in a prime location, this property offers it alla blend of natural beauty, convenience, and charm.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,473 | $1,510 | $1,986 |
| Total Monthly Payment | $1,723 | $1,760 | $2,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.