560 Berme Road, High Falls, NY, 12440 | $399,000

Welcome to this recently built (2024) Hudson Valley home, where a bright 2-bedroom, 1. 5-bath layout meets a peaceful, nature-filled setting. Thoughtfully designed with energy efficiency in mind, the home features electric utilities complemented by owned solar panels-helping keep utility bills down while reducing your environmental footprint. A propane heater provides reliable backup for added peace of mind.
Inside, the home is filled with natural light, enhanced by ductless heating and cooling for year-round comfort. Large windows frame peaceful views of the Rondout Creek, creating a calming, ever-changing natural backdrop.
The main level offers an open-concept layout creating a seamless flow between the living, dining, and kitchen areas-perfect for everyday living and entertaining. A convenient half bath is located just off the living room.
Upstairs, you'll find a spacious primary bedroom with two large closets, along with a versatile secondary space that can easily function as an additional bedroom, home office, or den. A large full bathroom includes a stacked washer and dryer for added convenience. Cared for by a single occupant since completion, the home feels fresh, clean, and move-in ready.
Enjoy nearby access to the Rail Trail for walking and biking, spend afternoons on the greens at Stone Dock Golf Course, relax at Innes or take a short drive to the charming centers of New Paltz and High Falls for dining, shopping, and local events. Whether it's kayaking along the creek, hiking nearby preserves, or simply relaxing and taking in the sights and sounds of nature, this home offers the perfect balance of comfort, convenience and connection to the outdoors.
While public records list the home as a 1-bedroom, 1-bath, the owner has documentation on file showing that all improvements were completed with proper town approvals.

Features

  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: In Bathroom, Upper Level
  • Style: Other
  • Year Built: 2024
  • Heating: Ductless, Propane
  • Cooling: Ductless
  • Acreage: 0.25
  • Est. Taxes: $3,955
  • Lot Desc: Level, Near Golf Course, Views
  • View: Water
  • School District: Rondout Valley Central
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer/Dryer, Water Softener
  • MLS#: 20261437
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/20261437/560bermeroad_highfalls_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Hudson Dwellings Realty

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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560 Berme Road, High Falls, NY, 12440

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $330 $330 $330
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,912 $1,991 $2,606
Total Monthly Payment $2,317 $2,396 $3,011

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.