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286 Tommy Trail, Athens, NY, 12015 | $550,000
Set within the desirable Sleepy Hollow Development in Athens, NY, 286 Tommy Trail is a distinctive and tastefully updated 4-bedroom, 2-bath round home offering a unique blend of architectural character and modern comfort. Recent improvements include a brand-new roof and new ductless mini-split systems providing efficient air conditioning and year-round comfort.
The second floor offers an open-concept living area filled with natural light and views of the Catskill Mountains, with two bedrooms and two full baths, creating an inviting atmosphere for everyday living and entertaining. The entry-level floor features two bedrooms and a comfortable family room—ideal for guests, extended family, an office, or flexible living space.
Outdoor living is equally impressive, with a wraparound deck designed for relaxation and gatherings, along with a private deck off the primary bedroom - complete with a hot tub for year-round enjoyment. The flexible floor plan provides generous bedroom space and functional living areas, making the home well suited for full-time living, a weekend retreat, or an income-producing property.
The home has a successful short-term rental history, with income details available upon request for interested buyers. Set in a peaceful residential community yet conveniently located near the Hudson River, village amenities, and major routes, this property offers both privacy and accessibility. A truly special opportunity in a sought-after neighborhood—move-in ready and ready to be enjoyed.
Features
- Amenities: Boating, Beach Access, Basketball Court, Boat Dock, Barbecue, Beach Rights, Boat Slip, Cable TV, Park, Picnic Area, Powered Boats Allowed, Playground, Pool, Recreation Facilities, Tennis Court(s)
- Bedrooms: 4
- Baths: 2 full
- Laundry: Laundry Closet
- Style: Contemporary
- Year Built: 1988
- Heating: Baseboard, Hot Water
- Cooling: Geothermal
- Acreage: 0.34
- Est. Taxes: $6,190
- HOA Fee: $2,380 Annually
- Lot Desc: Back Yard, Many Trees, Private
- View: Other
- School District: Coxsackie-Athens
- Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Range, Microwave, Refrigerator, Range Hood, Washer
- MLS#: 20260037
- Days on Market: 128 days
- Website: https://www.raveis.com
/prop/20260037/286tommytrail_athens_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills RegionListing courtesy of Keller Williams Realty HV Nort
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
286 Tommy Trail, Athens, NY, 12015
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $516 | $516 | $516 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,593 |
| Total Monthly Payment | $3,243 | $3,353 | $4,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535