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12295 State Highway 23, Ashland, NY, 12407 | $415,000
Welcome to your cozy retreat in the heart of Ashland, NY. Nestled on 1. 8 scenic acres between Windham and Hunter Mountains, this inviting property offers two charming homes, stunning mountain views, a tranquil setting surrounded by nature and neighboring horse pastures.
The property, known as ''Walnut Grove'' is graced with mature black walnut trees, a prized and increasingly rare wood. This stunning property has undergone a full transformation within the last 3 years — rebuilt from the ground up with quality craftsmanship and attention to detail. Every element is new, including electrical, HVAC, roofs, appliances, floors and finishes. Enjoy the peace of mind of a brand-new home with the charm of an established location.
The main cottage is approx. 1, 100 sq ft. and features 3 bedrooms (1 primary with washer and dryer, 2 guest) and 2 full bathrooms. Fully equipped with ductless mini splits for heating/cooling, tankless water heaters, a generator, EV charging station, electric/wood burning fireplaces, making for warm, cozy living spaces- perfect for relaxing after a day on the slopes, this exceptionally well-designed property has it all! The second cabin, approx. 400 sq ft. , includes 1 bedroom, 1 full bathroom, a fully functional kitchen with washer/dryer combo, and a combined living/dining room with stunning wood cathedral ceiling - Ideal for guests, extended family or continued short term rental use.
Enjoy the peace and privacy of country living while unwinding in your private sauna or outdoor hot tubs, taking in the sweeping views and the serene sight of nearby horses grazing.
Currently operated as a short-term rental, this property offers wonderful flexibility; whether as a vacation getaway, multigenerational living, or an income producing investment.
In close proximity to Windham, golf, fishing, hiking and much more! Experience cozy Catskills living at its best!
Offered fully furnished, with contents negotiable depending on terms.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Laundry: In Bathroom, Main Level
- Style: Cottage
- Year Built: 1951
- Heating: Ductless, Wood Stove
- Cooling: Ceiling Fan(s), Multi Units
- Acreage: 1.8
- Est. Taxes: $3,575
- Lot Desc: Agricultural, Meadow, Many Trees, Pasture, Views, Wooded
- View: Meadow, Pasture, Trees/Woods
- School District: Wind-Ash-Jewett
- Appliances: Dishwasher, Electric Oven, Free-Standing Electric Oven, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked
- MLS#: 20255421
- Days on Market: 184 days
- Website: https://www.raveis.com
/prop/20255421/12295statehighway23_ashland_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills RegionListing courtesy of BERKSHIRE HATHAWAY HOMESERVICE
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12295 State Highway 23, Ashland, NY, 12407
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $298 | $298 | $298 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,964 | $2,044 | $2,711 |
| Total Monthly Payment | $2,337 | $2,417 | $3,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535