35 Old Route 42, Shandaken, NY, 12480 | $399,000

JUST REDUCED TO 399K. wow!.

Come check out this stream-side beauty, just minutes from Phoenicia & Belleayre.

This stream-side property is a 3 bed/ 3 bath mid-century ranch with a spacious kitchen with a built-in wood burning pizza oven, top/stone base breakfast bar and stainless steel appliances. The kitchen also has 5 Velux skylights with motorized sun shades. It truly is the spot in the house to hang out with friends or family. But if you're not hanging out in the kitchen, you will probably be hanging out by the fireplace in the family room or on the deck overlooking the Bushnellsville Creek. The primary bedroom has an ensuite bathroom. There are recessed bookcases in the entrance hallway with storage space hidden behind them.

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Style: Ranch
  • Year Built: 1950
  • Heating: Baseboard, Propane
  • Cooling: Ceiling Fan(s)
  • Acreage: 0.86
  • Est. Taxes: $5,537
  • Lot Desc: Landscaped, Stream On Lot
  • School District: Onteora
  • Appliances: Dryer, Dishwasher, Gas Cooktop, Gas Oven, Microwave, Other, Refrigerator, Washer
  • MLS#: 20255107
  • Days on Market: 267 days
  • Website: https://www.raveis.com
    /prop/20255107/35oldroute42_shandaken_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Sandyside TeamSales Associates

508.308.7686

TheSandysideTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Ali OldhamVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2803699

508.274.0185

Ali.Oldham@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

35 Old Route 42, Shandaken, NY, 12480

$399,000

The Sandyside Team

Sales Associates

William Raveis Real Estate

Phone: 508.308.7686

TheSandysideTeam@raveis.com

Ali Oldham

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.274.0185

Ali.Oldham@raveis.com

NMLS Mortgage Loan Originator ID 2803699

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $461 $461 $461
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,939 $2,018 $2,651
Total Monthly Payment $2,475 $2,554 $3,187

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.