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Nestled on a quiet street in the tiny rural hamlet of Chichester, this large contemporary Colonial redefines ''room in the country. '' Spanning 3, 600 sq ft of gracious living space, the home features a massive lower level with a spacious den, kitchen, and full bath—perfect for recreation, guests, or flexible use. The main level offers seamless circular flow from the kitchen into the living room and dining room (currently used as an office), with doors opening to expansive decking that surrounds the home and captures nature at every turn. Upstairs, find 3+ generously sized bedrooms, highlighted by a spa-like primary suite boasting abundant closets, high ceilings, and walls of windows for abundant natural light. Hardwood floors flow calmly throughout, creating an inviting atmosphere for everyday living and effortless entertaining in every season. Perched high on a hill with a wrap-around deck offering sweeping views over the garage and beyond, the property sits less than 1/8 mile from a right-of-way leading directly into hundreds of acres of protected Catskill Forest Preserve land—ideal for hiking, wildlife viewing, and outdoor adventures. Between Phoenicia and Hunter, you're just minutes from Hunter Mountain and Belleayre ski resorts, plus endless Catskills pursuits like fishing, hunting, antiquing, and exploring. Or simply relax on the front rocking-chair porch, listening to the stream across the street under starry skies. This idyllic spot delivers true mountain serenity—welcome home.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $396 | $396 | $396 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,289 | $3,469 | $4,540 |
| Total Monthly Payment | $3,777 | $3,957 | $5,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.