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Discover unparalleled privacy in this beautifully maintained home, set on its own serene acreage. Step inside to find a warm and inviting interior featuring hardwood floors throughout the main living areas and plush carpet in the bedrooms for comfort. The living room is anchored by a gorgeous stone fireplace, creating the perfect gathering spot for cozy evenings or entertaining guests. The kitchen, updated in 2021, offers granite countertops, stainless steel appliances, and modern finishes—designed for both everyday convenience and stylish entertaining. From the dining room, sliding glass doors open to a private deck, the perfect spot to enjoy morning coffee, outdoor dining, or simply relaxing in nature. Additional highlights include a brand new central AC system for year-round comfort, a radon system in place for peace of mind, and a 10x12 frame-built shed providing plenty of space for storage or hobbies. The lower level expands the living space with a spacious family room, an additional bedroom/office/workout room, and a convenient laundry area, offering flexibility for every lifestyle need. Blending thoughtful updates with natural surroundings, this home offers the ideal balance of convenience and tranquility. With spacious bedrooms, stylish finishes, and plenty of room to enjoy the outdoors, this property is ready to welcome its next owners. Great commuter location as well. . . less than 10 minutes to I-87 and just minutes to the Mid Hudson Bridge!
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $709 | $709 | $709 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,462 | $3,266 |
| Total Monthly Payment | $3,150 | $3,246 | $4,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.