|
Presented by
Sestito Group |
606 Main Street, Cairo, NY, 12413 | $424,900
A 4 Unit Multi-Family in the Heart of Cairo on a Corner Lot with a Garage! The multi-unit building has 2 floors, a full basement - currently used for storage, & separate utilities. There are 4 propane heating systems, 4 propane hot water heaters, & 5 electric services/meters: 4 meters for the tenants & 1 landlord meter. The first floor has 2 apartments: one with a separate side entrance with a front covered porch and the other apartment is in the main entrance of the building. The side apartment with the front covered porch has 2 bedrooms, 2 baths, a living room, a kitchen, and an area for storage. It's currently rented for 1, 300. The other 1st floor apartment has 1 bedroom, 1 bath, a living room, and a kitchen. It's currently rented for 675. On the 2nd floor, the left side apartment has 1 bedroom, 1 bath, a living room, and a kitchen. It's currently rented for 750. The right side 2nd floor apartment has 1 bedroom, 1 bath, a living room, and a kitchen. It's currently rented for 900. The annual rent roll is currently 43, 500. This multi-family is a great investment opportunity. Add another apartment to the basement or make storage units. The grounds offer yard space, a driveway, a parking area, and a garage. The property is in the heart of Cairo and within walking distance to cafes, bakeries, eateries, the Cairo Public Library, Angelo Canna Town Park, & more. The property has great proximity to the area's destinations & attractions as it's 20 minutes to Windham Ski Mountain, 15 minutes to Zoom Flume Water Park, 15 minutes to Green Lake, 30 minutes to Hunter Ski Mountain, 20 minutes to Dutchman's Landing Park & the Hudson River. View our 3D virtual tours of the home & property, our floor plans, & our multi-media website.
Features
- Bedrooms: 6
- Units: 4
- Laundry: In Hall
- Style: Other
- Year Built: 1898
- Garage: 1-car Detached
- Heating: Baseboard, Hot Water
- Basement: Full, Storage Space
- Acreage: 0.21
- Est. Taxes: $5,623
- Lot Desc: Corner Lot
- View: Neighborhood
- School District: Cairo-Durham
- Appliances: Range, Refrigerator
- MLS#: 20254393
- Days on Market: 226 days
- Website: https://www.raveis.com
/prop/20254393/606mainstreet_cairo_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sestito GroupSales Associates
SestitoGroup@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 32556
339.224.0866
Scott.Petersen@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
606 Main Street, Cairo, NY, 12413
$424,900
Sestito Group
Sales Associates
William Raveis Real Estate
Phone: 781.383.0759
SestitoGroup@raveis.com
Scott Petersen
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $339,920 | $339,920 | $339,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $469 | $469 | $469 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,121 | $2,776 |
| Total Monthly Payment | $2,555 | $2,665 | $3,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535