2657 State Route 23, Hillsdale, NY, 12529 | $595,000

Proudly offering one of Hillsdale's most prominent Main Street commercial buildings—an exquisite piece of the Hudson Valley's heritage, perfectly positioned at the crossroads of state routes 22 and 23, and squarely between Hudson, NY and Great Barrington, MA.
Currently set up as a 3-bedroom, 2-bathroom home, it is zoned both residential and commercial.
Thoughtfully renovated from top to bottom, it retains its original 1790's soul with restored wide-plank wood floors, antique glass windows, and two original fireplaces. There are 5 large rooms on the ground floor including a mud room and separate kitchen with Bosch appliances, a breakfast bar, and a traditional walk-in pantry. There is a central stair hall at the formal entrance and full bath on this floor as well.
The 2nd floor has a large center hall, 3 large rooms and 1 full bathroom. There is also significant additional storage on this floor.
There is a full walk-out basement with brick floor, and the entire building has propane fueled central heat and air.
Step outside to discover a surprisingly spacious and private backyard with access to additional land for a substantial amount of parking. This property is perfect for a charming retail boutique, café, or even a destination restaurant in a town brimming with character and foot traffic. Work on the ground floor and live above!
Easily accessible to the local grocery store, post office, hardware store, wine shop, retail shops, hair salon, diner, brewery, and even a historic tavern. Outdoor enthusiasts will appreciate quick access to the Harlem Valley Rail Trail which is just down the road and offers a great source for more foot traffic.

Features

  • Property Type: Mixed Use
  • Construction: Frame
  • Levels: 2
  • Heating: Central, Propane
  • Cooling: Central Air
  • Zoning: commercial
  • Year Built: 1780
  • Acreage: 0.28
  • Est. Taxes: $5,269
  • Lot Desc: Back Yard, Front Yard, Level
  • School District: Taconic Hills
  • Appliances: Dryer, Dishwasher, Free-Standing Electric Range, Free-Standing Refrigerator, Vented Exhaust Fan, Washer
  • MLS#: 20254237
  • Days on Market: 248 days
  • Website: https://www.raveis.com
    /prop/20254237/2657stateroute23_hillsdale_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Compass, Hillsdale

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

2657 State Route 23, Hillsdale, NY, 12529

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $439 $439 $439
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,740 $3,048 $3,953
Total Monthly Payment $3,271 $3,579 $4,484

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.