29 Jerome Avenue, Cairo, NY, 12413 | $339,900

Discover this beautifully maintained, spacious four-bedroom, two-bath home nestled right along the serene Shingle Kill Creek. More than just a residence, this property offers a complete lifestyle package, combining the peace of waterfront living with the convenience of being centrally located in the heart of Cairo. The current owners have lovingly cared for and continuously improved the home, ensuring it is move-in ready for its next chapter.
The main floor provides the classic comfort and flow you desire, featuring a large, cozy living room that flows into the dining area. The adjacent kitchen offers convenient access to a walk-out covered side deck, perfect for morning coffee or evening dining. This level also includes a full bath and two versatile bedrooms, one of which is currently utilized as a convenient home office. Upstairs, the flexible layout expands your living space dramatically with a second family room featuring a private walk-out balcony, two additional bedrooms, a second full bath, and an extra room—ideal for a studio, storage, or custom space. Further opportunity awaits in the full basement, which offers a separate partitioned room ready to be finished, allowing you to expand your functional square footage.
The outdoor space is truly the crowning jewel of this property. The landscaped grounds boast ample trees, a dedicated front parking area, and a backyard oasis centered around an above-ground pool. Best of all, you have private access to the tranquil Shingle Kill Creek, offering a unique opportunity for waterside enjoyment. This unique configuration—combining separate living areas on two levels, two kitchens (with minor modifications), and two separate entrances—makes this home an ideal mother-daughter setup or a multi-generational living solution.
Location is paramount here. Situated in the heart of Cairo, you are mere steps away from the vibrant town center, putting cafes, bakeries, eateries, the Cairo Public Library, and Angelo Canna Town Park all within easy walking distance. Moreover, the home serves as the perfect gateway to the best of the Catskills and Hudson Valley region. Enjoy being just 20 minutes from Windham Mountain and 30 minutes from Hunter Mountain for skiing, 15 minutes from Zoom Flume Water Park and Green Lake for summer fun, and only 20 minutes from the historic Dutchman's Landing Park and the Hudson River. Don't miss the chance to own a home that delivers on space, lifestyle, and unmatched convenience. Please explore our 3D virtual tours, floor plans, and comprehensive multi-media website for a full viewing experience.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Basement
  • Style: Queen Anne
  • Year Built: 1930
  • Heating: Baseboard, Hot Water
  • Basement: Full, Partially Finished
  • Acreage: 0.16
  • Est. Taxes: $3,809
  • Lot Desc: Sloped Down, Wooded, Stream On Lot
  • View: Creek/Stream, Neighborhood
  • School District: Cairo-Durham
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: 20254179
  • Days on Market: 231 days
  • Website: https://www.raveis.com
    /prop/20254179/29jeromeavenue_cairo_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of RVW Select Properties

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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516.739.7731

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Our Insurance Division:

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29 Jerome Avenue, Cairo, NY, 12413

$339,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,920 $271,920 $271,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.284% 5.595%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,587 $1,652 $2,204
Total Monthly Payment $1,979 $2,044 $2,596

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.