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WOODLAND VALLEY-PHOENICIA
PEACEFUL COUNTRY SETTING
This is PERFECT full-time or weekend home, with mountain views. Windows in all directions provide continuous daylight with great views. Only a very short drive from Main Street, Phoenicia. It's a 1. 13 Acre property that's high up with extensive underground drainage systems. It goes across Herdman Road and down a slope to the Esopus with a viewing platform at the top. The house has 1440SF and a 960SF lower level, 3 BRs (4th BR option), 2 Full BAs, open floor plan (kitchen, dining, sitting area), formal dining room, 3 decks and a 3 Car Garage with full length loft. The house is fully insulated with 2x6 walls and solid foam insulation under the siding. Other amenities include a whole house propane generator with 500 gallon homeowner tank, full house ductless air conditioning/heating system and semi-finished high ceiling lower level. Outside there is a huge lawn recreation area, stainless barbeque, fire pit, exterior security video system and gravel paved driveway/rear yard and RV driveway. Located only minutes from the Belleayre Ski Resort and not far from other great Catskills towns like Hunter, Woodstock, Margaretville & more. Make it your own.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $417 | $417 | $417 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,345 | $3,430 | $4,511 |
| Total Monthly Payment | $3,854 | $3,939 | $5,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.