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Set in the foothills of the Shawangunk Mountains, The Villa at Happy Minnewaska is a charming and well-appointed Cape offering more room to stretch out, with 3 bedrooms, an updated kitchen, and just the right mix of warmth, space, and style for your upstate retreat. Whether you're looking to host friends and family, rent as a getaway, or settle in full time, this turnkey home is ready for its next chapter. It has also been a successful short-term rental, with the potential to significantly offset carrying expenses should you choose to continue that use. Inside, the main level features a sun-filled living area, a full bedroom and bath, and a newly renovated kitchen that's the heart of the home. Outfitted with deep navy cabinetry, modern brass accents, solid-surface counters, and updated appliances, it's both beautiful and functional; equally suited to slow mornings or festive gatherings. Upstairs, you'll find two additional bedrooms with soft natural light and extra space to work, play, or sleep in. Outside, the backyard is a ready-made escape: a pool for hot summer days, a hot tub tucked under a covered gazebo, a patio for outdoor dining, and a firepit for long evenings under the stars. The nearly 2-acre property is shared with a neighboring home, but each has its own fenced yard, driveway, and full sense of privacy and a thoughtful setup that feels peaceful but not isolated. Located just minutes from Minnewaska State Park and Mohonk Preserve, and close to Arrowood Brewery, Inness, Westwind Orchard, Kelder's Farm, and a growing collection of restaurants and markets in Kerhonkson and nearby towns like Accord, Stone Ridge, and New Paltz. You'll find hiking trails, waterfalls, local farms, and hidden swimming holes all within easy reach. Homes this size, in this condition, and in this location are getting harder to find. . . especially with move-in-ready interiors, stylish updates, and outdoor amenities already in place. Whether for a weekend retreat or full-time living, The Villa offers space, comfort, and a sense of place that's hard to replicate. Don't wait; opportunities like this don't come around often.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $430 | $430 | $430 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,768 | $1,813 | $2,385 |
| Total Monthly Payment | $2,273 | $2,318 | $2,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.