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Set along a scenic mountain pass that winds between Kerhonkson, Gardiner, and New Paltz, this sweet two-bedroom Cottage is the kind of upstate escape that's getting harder to find. Small in all the right ways, it offers just the right amount of space to relax, recharge, and enjoy the slower pace of Hudson Valley living, whether for weekends, weeks at a time, or year-round stays. Inside, the home is thoughtfully laid out with a comfortable living room, cozy bedrooms, a recently refreshed bathroom, and an efficient kitchen with backyard views and direct access to the deck. Light pours in through updated windows, and the interiors balance simplicity with warmth. . . think: clean finishes, mid-century nods, and an unfussy, easy-to-care-for vibe. Step outside and you'll find a fenced yard with plenty of grassy space to spread out. There's a hot tub tucked under a covered pavilion, a patio for outdoor dining, and a firepit ringed by Adirondack chairs, perfect for cool summer nights under the stars. Mature trees line the back of the property, giving the yard a sense of privacy and seclusion without feeling remote. Located in Kerhonkson, just minutes from Minnewaska State Park and Mohonk Preserve, the home is surrounded by some of the best hiking, biking, and swimming spots in the region. You're also near local favorites like Arrowood Brewery, Westwind Orchard, Kelder's Farm, Inness, and a growing number of upstate eateries, markets, and vintage shops. It's a part of the Hudson Valley that still feels undiscovered but not for long. Move-in ready homes at this price point, in this location, are increasingly hard to come by, especially ones with as much charm and outdoor living space as this. Whether you're looking for a weekend getaway, a short-term rental investment, or a simple full-time residence with style and soul, this one is worth a closer look. Just don't wait too long, places like this don't tend to linger.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,890 | $2,471 |
| Total Monthly Payment | $2,174 | $2,246 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.