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This Spacious 2-family home with separate utilities is centrally located in mid-town Kingston with its great energy and close proximity to local coffee and sandwich shops, the Empire Rail Trail, UPAC and an ever-evolving Art Scene. You are also minutes to the Uptown Kingston Stockade Area and Downtown Waterfront with wonderful restaurants and storefronts.
This duplex with separate utilities has 2-bedrooms in each unit, an attached garage and a large yard great for gardening and barbecues. The first-floor apartment has an updated kitchen with KraftMaid cabinets and
wonderful pantry space, a dining room, a living room and a large den with access to a back porch and a beautiful large backyard. In addition there is a primary suite giving you 2 full baths on this level. The upstairs apartment is also good sized with a kitchen with knotty pine cabinets, large living room, updated bathroom and 2 bedrooms. There is also a new stove and newer furnace and hot water heater. This 2-family home would make a great investment or owner occupied. Just 2 hours out of NYC and close to everything including Saugerties, Woodstock, Rhinebeck and New Paltz. Financials are available.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$407,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $325,600 | $325,600 | $325,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $564 | $564 | $564 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,874 | $2,085 | $2,704 |
| Total Monthly Payment | $2,513 | $2,724 | $3,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.