166 Todd Hill Road, #166, West Kill, NY, 12492 | $825,000

WHERE ARCHITECTURE MEETS NATURE!

A rare underground retreat with walls of glass doors framing breathtaking mountain & valley vistas. Hidden in plain sight, this one-of-a-kind property offers unmatched privacy, modern style, and year-round comfort thanks to its earth-protected design.

This is the Trifecta of properties - a stunning private setting, unique architecture, and endless possibilities. As you arrive, you'll pass through an arbor laden with grapes, then turn the corner to a sprawling deck running the length of the house, where panoramic mountain & valley views spill in through floor to ceiling glass doors. This deck is perfect for morning coffee or watching the sunset.


Inside, a distinct mid-century/contemporary vibe - crafted by the graphic designer/owner- blends polished concrete floors with creative custom touches. The 2 bedroom, 2-bath layout offers flexibility for living, entertaining, and income potential. (current STR permit has expired at end of 2025) The decor reflects the creative colorful nature of the designer owner.

At the far end of the home, the Second Bedroom functions as a private guest suite with its own entrance, deck and gardens - all oriented toward the toward the sweeping mountain & valley views.

A privacy fence ensures seclusion, while a stylishly designed bath and well-equipped kitchenette with custom finishes make it perfect for extended stays for guests or family that appreciate their own private space or continued use as an Airbnb (permit in place).

Above the main home sits The Cottage, a self-contained retreat with its own driveway and parking area. Here, an expansive deck, charming Kitchen, bath and gas woodstove, and floor-to-ceiling glass doors bring the beauty of nature in all its glory into every moment, when indoors and outside. The cottage is also Airbnb-permitted and ADU-approved, offering even more flexibility for use as a guest house, income rental, or insuring studio/office space.

The bedrooms & bathrooms listed are as follows:
The main house has 2 br/2ba. The separate cottage which is self contained and has 1 BR/1BA and is 320 Sq ft.

The square footage in the listing does not include the cottage square footage.

The property is privately situated by lush natural gardens, with a huge field of ferns leading to the creek below and spectacular mountain views.

Whether you're seeking a full-time residence which affords an abundance of uses or a serene escape, this is a once-in-a-lifetime opportunity to own and call one of the area's most distinctive and unforgettable property your home.

Located just minutes to the beautiful Spruceton Valley where you can enjoy fishing, hiking or spending time at the ever popular WEST KILL BREWERY as well as the close proximity to some of the best skiing and festivals in the area at Hunter Mountain.

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1985
  • Heating: Electric, Kerosene, Propane, Propane Stove, Space Heater, See Remarks, Varies by Unit
  • Cooling: None
  • Acreage: 5.12
  • Est. Taxes: $4,735
  • Lot Desc: Meadow, Private, Secluded, Sloped, Steep Slope, Views, Wooded, Stream On Lot
  • View: Hills, Meadow, Mountain(s), Panoramic, Trees/Woods, Valley, Water
  • School District: Hunter-Tannersville
  • Appliances: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
  • MLS#: 20253848
  • Days on Market: 262 days
  • Website: https://www.raveis.com
    /prop/20253848/166toddhillroad_westkill_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Halter Associates Realty

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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166 Todd Hill Road, #166, West Kill, NY, 12492

$825,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $395 $395 $395
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,645 $3,957 $5,481
Total Monthly Payment $4,132 $4,444 $5,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.