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Located on a cul-de-sac just north of the Merritt Parkway, this lovely four-bedroom, two bath Cape Cod style home is situated on a level half acre lot and has so much to offer! Enter to find the living room with a picture window and wood-burning fireplace. The formal dining room is open to the living area making entertaining enjoyable and easy. The large kitchen with a center island and stainless-steel appliances even has pass-throughs so the chef can easily speak with and serve their guests. A door from the kitchen leads to the sunroom and from there you can access the deck. Also on the main level is the nice-sized primary bedroom with a wall of closets and sitting area. A full bath is also on this level. Upstairs, you'll find three well-apportioned bedrooms and another full bath. There are hardwood floors throughout. You won't want to miss the walk-out lower-level with full-height ceilings. The possibilities are endless. There is a one car garage, an enormous level backyard and a large deck for outdoor dining. The home is in a prime location less than a mile from High Ridge Center with Trader Joes, Starbucks and more and within walking distance to ACME, Chipotle and Jersey Mikes. Don't miss this opportunity to make 112 Willard Terrace your own!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Full Bath | Tile Floor | Main |
| Full Bath | Tile Floor | Upper |
| Kitchen | Island,Tile Floor | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
| Sun Room | Laminate Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $754 | $754 | $754 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,282 | $3,419 | $4,475 |
| Total Monthly Payment | $4,128 | $4,265 | $5,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.