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Welcome to this delightful three-bedroom, two-bathroom pool home located in the desirable Derringer Oaks neighborhood of Jacksonville. This single-family residence, built in 1985, offers 1, 842 square feet of comfortable living space and combines privacy, convenience, and attractive amenities for modern living. This home is situated close to several top-rated charter schools, making it especially appealing for families. Nearby schools include River City Science Academy, Seaside Community, IDEA River Bluff, and Global Leadership Academy. The location also offers easy access to Naval Station Mayport, local beaches, Hannah Park, and is within walking distance to Buck Park. With convenient access to I-295, commuting to downtown Jacksonville, Jax Beach, or Jacksonville International Airport is quick and effortless. The interior features luxury vinyl plank (LVP) flooring throughout, creating a clean and inviting atmosphere. A cozy fireplace serves as a focal point in the living area, perfect for relaxing evenings. The split-bedroom layout ensures privacy for residents, making it ideal for families or guests. The eat-in kitchen is equipped with modern appliances, and the primary suite includes a spacious walk-in closet. For added peace of mind, the seller is offering concessions toward a new roof as well as a home warranty. The adjacent lot, 2078 Chisholm Trail is included in the sale.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $370 | $370 | $370 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,070 | $2,672 |
| Total Monthly Payment | $2,410 | $2,515 | $3,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.