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CHARMING STONE COTTAGE IN THE COUNTRY… Delightful home in a quiet, rural, setting, is but a quick drive to Hudson. Originally built by weekenders as a stone cottage getaway in the late 1940s, it was expanded in the 60s, and tastefully added to again in the 90s. Enter through the inviting light-filled enclosed porch/dining area, overlooking the gardens. Adjoining kitchen has Viking range, brand new dishwasher, fruitwood cabinets, ash wood paneling, large island, and tile counters. Cozy den or library, next to the kitchen, has cherry walls and ceiling and lots of shelving. Hallway with handsome curved wall leads from the kitchen to three bedrooms, two baths, including primary suite, and spacious living room. The living room with blond hardwood floors and vaulted ceiling has tall windows and doors allowing wonderful light on three sides. The open living room shares views of dramatic sunsets, the Catskills, lovely meadow, and gardens, with the primary suite, kitchen, and porch. Second floor has finished open space with living or studio potential, plus there's an attached garage with storage above. On an acre with natural landscaping, flowering shrubs, stone patios, and stone walls.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $406 | $406 | $406 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,931 | $3,006 | $3,953 |
| Total Monthly Payment | $3,429 | $3,504 | $4,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.