9040 MERCURY DRIVE, St. Cloud, FL, 34773 | $349,000

Welcome to 9040 Mercury Drive in St. Cloud, Florida, where comfort, space, and peace of mind come together! This beautiful move-in ready pool home offers 4 bedrooms plus a bonus room, 2 bathrooms, and over 2, 000 square feet of living space, perfectly situated on a quiet dead-end street. Enjoy the benefits of NO HOA and NO flood zone, giving you freedom and flexibility. This home has been thoughtfully updated, featuring a new roof (2024), water heater (2023), hvac (2017), septic pumped out (2026) and fresh interior paint (2026). The primary suite offers a large walk-in closet and BONUS Room! The other 3 bedrooms provide ample space and generous sized closets. Additional improvements include re-leveling and new mobile home skirting completed in 2023, along with updated kitchen and bathrooms for a modern, refreshed feel. Interior updates include new cordless blinds, fans, washer, range hood, ac vents, updated hvac ducts and much more! Step outside and relax on the screened front porch and enjoy watching the birds or entertain on the rear patio deck, recently updated for outdoor enjoyment. The backyard is your private retreat with a new Heritage 52” round pool (2024), complete with a new safety pool fence, cozy fire pit, and beautifully updated landscaping—perfect for gatherings or quiet evenings at home. 2 Sheds are included for storage, and the driveway has been updated with new millings. With its spacious layout, numerous upgrades, and inviting outdoor space, this home is ready for its next owner. Don’t miss your opportunity to own this well-maintained gem in the heart of St. Cloud! All measurements and information are deemed reliable and shall be independently verified. Schedule your tour before it's too late!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Traditional
  • Year Built: 2003
  • Garage: Boat, Driveway, Guest, Open, RV Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,052
  • Acreage: 0.88
  • Est. Taxes: $713
  • Lot Desc: Cleared, In County
  • View: Trees/Woods
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: Above Ground, Child Safety Fence
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6401250
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6401250/9040mercurydrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 4:07:03 AM)
Listing courtesy of BLUE MARLIN REAL ESTATE   Phone: 321-877-2902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9040 MERCURY DRIVE, St. Cloud, FL, 34773

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $59 $59 $59
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,719 $1,788 $2,337
Total Monthly Payment $1,853 $1,922 $2,471

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.