|
Welcome to this spacious and beautifully updated Farm Ranch set on a flat 1-acre property in desirable Melville, located within the Half Hollow Hills School District. This home offers 5 generously sized bedrooms - equipped with custom closet organization for optimal storage and convenience, 3 full bathrooms, and 1 half bath, providing plenty of room for comfortable living and entertaining. The main level features a beautifully updated eat-in kitchen with exquisite two-tone cabinetry, a large center island great for serving or casual dining, and amazing natural light pours through the skylights and wall of windows. The dining room is equipped with a custom built-in buffet and bar area. The spacious living room overlooks the backyard while the family room has a fireplace - perfect for gatherings year-round. Hardwood flooring flows throughout these main living areas, adding warmth and character. The second floor offers two additional large bedrooms with another full bathroom. The exterior of the home as been updated as well with Hardie Siding and Connecticut rock walls. The roof features architectural style shingles and Andersen windows throughout. Step outside to enjoy your private backyard oasis featuring an in-ground pool with a newer liner installed in 2023, ideal for summer relaxation. Get some shade under the large pool-side pavillion or hangout on the large bluestone patio offering a built-in BBQ and bar area with ample space for dining and relaxing. Conveniently located near shopping, major parkways, and the LIRR, this home combines space, updates, and location in one exceptional offering.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,798,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,438,400 | $1,438,400 | $1,438,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $2,202 | $2,202 | $2,202 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,832 | $8,509 | $11,849 |
| Total Monthly Payment | $10,159 | $10,836 | $14,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.