10 LIME STREET, Palm Harbor, FL, 34683 | $1,395,500

One or more photo(s) has been virtually staged. Under Construction. Tucked along a quiet street in historic Ozona, 10 Lime Street offers 3, 476 square feet of thoughtfully designed new construction in one of Pinellas County's most beloved golf cart communities. Estimated completion July 2026.

Cruise the cart to downtown Ozona for waterfront dining, or take the short walk to the Pinellas Trail and downtown Palm Harbor's shops, breweries, and weekend markets. Zoned for A-rated schools and surrounded by the easygoing coastal-village character that makes this pocket of Florida so sought-after.

Inside, 10-foot ceilings and an open-concept first floor set a bright, airy tone. A welcoming foyer leads to a flex room with private closet and large window — ideal as a guest bedroom, home office, or den. The gourmet kitchen anchors the main level with Slim White cabinetry, a butler's pantry, and an oversized chef's prep island built for gathering. The great room flows in Water's Edge Carmel Cloud flooring against a soft Snowbound palette, while a full pool bath finished in Capri Almond matte porcelain and Calacatta Vecchia penny mosaics serves both guests and the lanai beyond. The dining area opens seamlessly to a 397-square-foot covered lanai overlooking the screen-enclosed pool and generous backyard.

Upstairs, the expansive primary suite features separate his-and-hers walk-in closets and a spa-inspired bath with Belucci Bianca polished porcelain floors and Romanta Crema shower walls. Three additional bedrooms and a spacious utility room complete the second floor, with four full baths across the home.

Pool, birdcage, lanai, designer finishes, A-rated schools, and a true golf cart lifestyle — turnkey coastal living, delivered.

Schedule your private tour today.

Features

  • Rooms: 4
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 50 x 183
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Central, Exhaust Fan, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,476
  • Acreage: 0.21
  • Lot Size: 50 x 183
  • Est. Taxes: $5,256
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Deck, Gunite, In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Range Hood, Refrigerator, Tankless Water Heater
  • MLS#: TB8500455
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /eprop/TB8500455/10limestreet_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 10:37:10 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10 LIME STREET, Palm Harbor, FL, 34683

$1,395,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,400 $1,116,400 $1,116,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment $438 $438 $438
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,783 $6,965 $9,496
Total Monthly Payment $7,346 $7,528 $10,059

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.