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Under contract-accepting backup offers. BEAUTIFUL TURN-KEY 4 BEDROOM, 3 BATH DIRECT GULF ACCESS POOL HOME on a peaceful CUL-DE-SAC in the highly sought-after waterfront community of HERNANDO BEACH! This WEST-FACING home showcases BREATHTAKING SUNSET VIEWS, 103 FEET OF CONCRETE SEAWALL, a PRIVATE DOCK, and QUICK ACCESS TO THE GULF--perfect for boating, fishing, kayaking, and embracing the ultimate Florida coastal lifestyle. From the moment you arrive, you'll notice the inviting curb appeal and elegant GLASS-LIT FRONT DOOR opening to a LIGHT, BRIGHT OPEN-CONCEPT layout with a desirable SPLIT FLOOR PLAN, TILE FLOORING THROUGHOUT, and seamless indoor-outdoor living. The CHEF'S KITCHEN is the centerpiece of the home, featuring CUSTOM CABINETRY, STAINLESS STEEL APPLIANCES, QUARTZ COUNTERTOPS, decorative GLASS-FRONT UPPER CABINETS, and a LARGE CENTER ISLAND with PENDANT LIGHTING--perfect for entertaining. Ample prep space and recessed lighting enhance both function and style. The kitchen flows effortlessly into the dining area, highlighted by a cozy WOOD-BURNING FIREPLACE for added charm. The spacious LIVING ROOM offers an open feel with SLIDING GLASS DOORS leading to the pool area, filling the space with natural light and serene waterfront views. The PRIMARY SUITE is a private retreat with direct pool access, a WALK-IN CLOSET, and a beautifully UPDATED EN-SUITE BATH featuring a FLOOR-TO-CEILING TILE SHOWER, DOUBLE VANITY, and generous storage. An ENCLOSED FLORIDA ROOM UNDER AIR with multiple sliding glass panels and a WET BAR provides versatile additional space--ideal for entertaining, relaxing, or additional living area. Bedrooms 2 and 3 are located on the opposite side of the home and share a full guest bathroom. The 4TH BEDROOM is a DETACHED GUEST SUITE with its own FULL BATH and PRIVATE POOL ACCESS--perfect for guests, in-laws, or a home office. Step outside to your PRIVATE BACKYARD OASIS featuring a SCREENED-IN POOL with DIAMOND BRITE FINISH, SUN SHELF WITH JETTED SITTING AREA, spacious lanai, FIRE PIT AREA, FENCED YARD, and plenty of room to entertain. Enjoy direct waterfront living with your 103-FOOT SEAWALL and PRIVATE DOCK ready for all your watercraft. Located on one of the HIGHEST STREETS IN HERNANDO BEACH, this home experienced only 6inches of water during Hurricane Helene. Additional upgrades include a ROOF (2021) and AC (2024). Currently operating as a VACATION RENTAL, this home is being sold FULLY TURNKEY--ALL FURNISHINGS INCLUDED--making it a perfect primary residence, second home, or income-producing investment. HERNANDO BEACH is a vibrant waterfront community offering the very best of Florida coastal living with boating, paddleboarding, fishing, kayaking, and direct Gulf adventures right from your backyard. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy nearby restaurants, shopping, medical facilities, top-rated schools, and easy access to the Suncoast Parkway for convenient commuting to Tampa, Brooksville, and beyond. The community is golf cart friendly, offers short-term rental opportunities, and has NO HOA, making it ideal for full-time residents, seasonal owners, or investors.
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $448,000 | $448,000 | $448,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $703 | $703 | $703 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,686 | $2,795 | $3,690 |
| Total Monthly Payment | $3,481 | $3,590 | $4,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.