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2100 Utsey Street plants you in Oakfield, one of Johns Island's most sought-after communities, where established charm meets fresh new updates. Fresh paint and brand new carpet throughout make this 3-bedroom truly move-in ready. Notably, there are two flex spaces - a downstairs office/study and an upstairs loft - that give you the freedom to live, work, and grow however you see fit. Inside, the main level feels open and connected, yet sophisticated enough for those special occasions that call for formal dining and entertaining. Bonus storage is tucked in almost every room and even under the stairs, because thoughtful details matter. Step outside to one of the largest lots in the neighborhood, where a screened-in porch invites you to slowdown and soak in that signature Lowcountry lifestyle bug-free. Beyond your front door, Oakfield delivers resort-style amenities including 2 community pools, putting green, bocce court, walking trails, playgrounds and swings, fishing ponds and scenic green spaces -- plus regular food trucks and community events! You are just minutes to Maybank Highway's best restaurants and breweries, with easy access to Kiawah, Folly Beach, James Island, and just 20 minutes to Historic Downtown Charleston.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $3,326 | $3,461 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.