415 HARVEY STREET, Punta Gorda, FL, 33950 | $475,000

This gorgeous, sun-drenched mid-century modern home sits in the heart of Punta Gorda’s Historic District. From the moment you arrive, the charming bungalow draws you in with its clean mid-century lines, a perfectly chosen gray palette, touches of tropical flair, and beautifully curated landscaping full of texture and vibrant blooms. Lush palms and tropical plantings surround the property, creating a colorful, almost painterly setting.

There’s truly nothing to do but relax—imagine pouring a cool drink, grabbing a book, and unwinding beside (or in) the free-form pool filled with sparkling blue water. The backyard is just as impressive as the front, offering a private, sensory-rich tropical retreat. Along the west side, a row of mature 20-foot Areca palms sways gently, adding both beauty and seclusion. The space is enclosed by an ornamental metal fence lined with podocarpus and draped in bougainvillea, enhancing the resort-like feel. A large stone paver patio provides plenty of room for dining and enjoying the pool and garden.

A new storage shed offers practical space for tools while also increasing privacy around the pool and entertaining area. A conveniently located half bath is easily accessible from outdoors—perfect for poolside lounging or gardening. The yard even attracts local wildlife like mockingbirds, cardinals, and butterflies, while the distant sound of church bells adds a nostalgic charm.

When you want shade or shelter, retreat to the inviting screened porch, highlighted by a one-of-a-kind salt-washed turquoise wood plank ceiling. It’s an ideal spot for morning coffee or evening cocktails.

Inside, the home continues to impress. The original terrazzo floors have been beautifully restored and polished, making a striking statement. The layout maximizes space efficiently, and the updated U-shaped kitchen features shaker cabinets, new granite countertops, and all new appliances. The dining area comfortably seats six and opens to the porch through sliding glass doors, while the spacious living room sits at the front of the home.

Two generously sized bedrooms are located on the south side, each large enough for king beds. Quiet MinkaAire ceiling fans provide added comfort. The full bathroom has been fully updated with dual sinks and gorgeous decor

Throughout the home, soft Gossamer Veil gray walls are complemented by crisp white trim, modern white doors with brushed nickel hardware, and plantation shutters. Major upgrades include hurricane impact windows and doors, metal roof, updated insulation, electrical wiring and panel with a whole home generator outlet, tankless water heater, and PEX plumbing. The carport also features a tongue-and-groove plank ceiling for added character.

And the location couldn’t be better. With a high walkability score, you’re just minutes from restaurants, farmers markets, Fishermen’s Village, local shops, the ice cream parlor, Gilchrist Park, the library, and Harbor Walk. Life in this charming coastal town offers endless activities.

Don’t wait—homes like this thoughtfully updated mid-century gem don’t stay on the market long. Furnishings will be removed or may be purchased separately. They do not go with the sale home.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Bungalow, Florida
  • Year Built: 1959
  • Garage: Covered, Off Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,146
  • Acreage: 0.14
  • Est. Taxes: $4,902
  • Lot Desc: FloodZone, Historic District
  • View: Garden, Pool, Trees/Woods
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Port Charlotte High
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: C7524949
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/C7524949/415harveystreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 5:06:52 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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415 HARVEY STREET, Punta Gorda, FL, 33950

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $409 $409 $409
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,218 $2,340 $3,080
Total Monthly Payment $2,701 $2,823 $3,563

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.