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Welcome to this well maintained young construction townhouse offering a rare combination of space, functionality, and convenience on Providence's East Side near Miriam Hospital. Featuring an open floor plan and an integral one car garage, an uncommon find in this neighborhood, the townhome also includes a finished lower level adjacent to the garage, ideal as a walkout home office, bedroom or additional living space. The light and bright main living level offers an open layout with a kitchen and dining area, comfortable living room, half bath, and in-unit laundry. A deck is situated off of the dining area, ideal for enjoying morning coffee or al fresco dinning. Upstairs, you'll find three bedrooms, including a large primary, and a full bathroom. Additional highlights include central air conditioning, fully paid-off solar panels for energy efficiency, and private yard space. A fantastic alternative to a single-family home with less maintenance, this property combines modern amenities with a highly desirable location.
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $322 | $322 | $322 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,931 | $3,006 | $3,953 |
| Total Monthly Payment | $3,345 | $3,420 | $4,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.