650 W Pope Rd, #205, Saint Augustine, FL, 32080 | $211,000

Welcome to your perfect slice of coastal living in St. Augustine! This beautifully updated 2-bedroom, 2-bathroom condo in Island Villas Condominiums offers effortless living just minutes from the area’s most beloved destinations. Spanning 816 square feet, this unit is being sold fully turnkey—complete with all furniture and contents—making it an ideal opportunity for a primary residence, vacation getaway, or investment property. Inside, you’ll find a long list of recent upgrades, including brand-new furniture, a new AC system, new dishwasher, new doors, new ceiling fans, and an upgraded electrical panel for both the unit and building. The plumbing has been updated, and with no carpet throughout, the living space is clean and requires low maintenance. Enjoy peaceful pond views from your private back patio, where you can start your mornings with stunning sunrises. In the evenings, unwind on the front porch with beautiful sunset views—offering the best of both worlds. The community pool is just a short stroll away, centrally located for easy access and relaxation. When you’re ready to explore, you’re only 2 miles from St. Johns County Ocean Pier and the sandy shores of St. Augustine Beach, as well as the renowned St. Augustine Amphitheatre. The iconic St. Augustine Lighthouse & Maritime Museum is just 3 miles away, and you’re only 4 miles from the charm, dining, and history of downtown St. Augustine Historic District. Whether you're looking for convenience, comfort, or a coastal lifestyle, this move-in-ready condo checks all the boxes.

Features

  • Parking: Assigned
  • Heating: Central
  • Cooling: Central
  • Levels: 1
  • Amenities: Community Pool Unheated
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Island Villas
  • Year Built: 1985
  • Common Charge: $430
  • Approx Sq. Feet: 816
  • Est. Taxes: $2,394
  • Lot Desc: Lake View,Water View
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: R.B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 261997
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/261997/650wpoperd_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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650 W Pope Rd, #205, Saint Augustine, FL, 32080

$211,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,800 $168,800 $168,800
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $200 $200 $200
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,012 $1,053 $1,390
Total Monthly Payment $1,287 $1,328 $1,665

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.