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Sunny and charming top-floor one-bedroom apartment with open views in North Riverdale. This quiet, top-floor residence features original hardwood floors and classic architectural details. The separate bedroom offers a peaceful retreat, while the open living and dining area creates a comfortable flow for everyday living. Enjoy your morning coffee overlooking treetops and sky. Priced at $180, 000, this is a fantastic opportunity to own a co-op near Manhattan. The apartment includes a spacious living room with open views, a windowed, separate kitchen, and a well-proportioned bedroom. Maintenance is $995. 74 and includes electricity, taxes, heat, and hot water. This home is located on the top floor of the Netherland Gardens complex. Amenities include on-site laundry, a common outdoor space, storage, and parking (available for a fee, when available), as well as a private playground. The beautifully manicured gardens feature benches for relaxing and enjoying the surroundings. A community room is also available for private events. The building does not allow dogs; cats are permitted. A 20% down payment is required, and the maximum debt-to-income ratio is 25%. Conveniently located near local and express buses, Metro-North (approximately 25 minutes to Grand Central), schools, parks, and a variety of shops and restaurants. Don’t wait—schedule your appointment today. Why rent when you can own?
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Our Executive Mortgage Banker:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $144,000 | $144,000 | $144,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $875 | $909 | $1,196 |
| Total Monthly Payment | $950 | $984 | $1,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.