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2927 COQUINA ESPLANADE, Punta Gorda, FL, 33982 | $159,000
PRICED TO SELL — YOUR SLICE OF PARADISE AWAITS IN COVETED PELICAN HARBOR! Pack your suitcase — this meticulously maintained, turnkey 3-bedroom, 2-bath gem in the sought-after Pelican Harbor 55+ community is move-in ready and waiting for its next proud owner! Offered fully furnished on your own deeded land — no buy-in of shares, no lot rent — just pure Florida living at an exceptional value.
Built in 2005 with 1, 248 sq ft of comfortable living space, this split floor plan home has been lovingly cared for and loaded with recent upgrades: brand new 2026 A/C system and ductwork, stunning new luxury vinyl plank flooring, and a roof that was replaced in 2019. Pride of ownership is evident from the moment you arrive.
The open-concept great room, kitchen, and dining area form the heart of the home, anchored by a kitchen featuring real wood cabinets and a raised breakfast bar — perfect for casual meals or conversation. The spacious primary suite offers a walk-in closet and private en-suite bath, while bedrooms two and three are tucked on the opposite side of the home for maximum privacy. Start your mornings on the screened front porch and wind down on the covered rear deck while soaking in those legendary Southwest Florida sunsets. The oversized aluminum carport adds over 559 sq ft of covered parking.
Flood-savvy buyers take note: This home sits elevated in Flood Zone AE with a finished floor elevation of 9. 6 ft and has NEVER flooded — a significant advantage and potential insurance benefit in today's market.
The $175/month HOA fee includes water, sewer, trash/recycling and all amenities — one of the lowest in comparable SWFL communities. Enjoy the resort-style pool, clubhouse, bocce ball, horseshoe court, shuffleboard, and a free storage lot for your boat, RV, or trailer. The clubhouse hosts weekly social activities, monthly dinners, and community events that make Pelican Harbor one of the most active and welcoming 55+ neighborhoods on the Peace River. Wifi providers for Pelican Harbor include both Xfinity & Quantum Fiber.
Centrally located near I-75 and US-41, you're minutes from world-class fishing, boating, beautiful Gulf beaches, and Punta Gorda's celebrated dining and shopping scene.
Qualified buyers age 62+ — ask about Reverse Mortgage Purchase (HECM for Purchase) financing options that may allow you to purchase this home with little to no monthly mortgage payment!
Don't miss this opportunity — priced to move and priced below the competition. Homes like this don't last!
Features
- Amenities: Pool, Storage
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Common Area, Laundry Closet
- Style: Florida, Patio
- Year Built: 2005
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,248
- Acreage: 0.12
- Est. Taxes: $2,236
- HOA Fee: $175 Monthly
- Lot Desc: Cul-De-Sac, Street One Way
- Adult Communities: Yes
- Elem. School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Number Limit
- Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- MLS#: A4690992
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/A4690992/2927coquinaesplanade_puntagorda_fl?source=qrflyer
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE Phone: 941-362-3300
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2927 COQUINA ESPLANADE, Punta Gorda, FL, 33982
$159,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $127,200 | $127,200 | $127,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $783 | $814 | $1,065 |
| Total Monthly Payment | $1,044 | $1,075 | $1,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388