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Welcome to Netherland Gardens, where charm meets convenience. This sun filled one bedroom home seamlessly blends classic pre war character with thoughtful modern updates. The spacious living room is bathed in natural light, offering serene garden views and beautiful sunset exposures. A windowed eat in kitchen features sleek cabinetry, generous counter space, and ample room to cook comfortably. The home also includes a windowed bathroom, enhancing the bright and airy atmosphere throughout. The king sized bedroom serves as a quiet retreat, complete with excellent natural light and a peaceful ambiance. Monthly maintenance is $1, 112. 75, which includes base maintenance $996. 75, electricity $60, and a special assessment $56. Netherland Gardens offers an exceptional lifestyle with 24 hour security, a live in superintendent, beautifully manicured grounds, private playgrounds, and a resident community room with a full kitchen. Additional amenities include on site storage, bike storage subject to availability, laundry facilities, and private street parking. Max DTI 25%. Ownership is flexible, allowing guarantors, trusts, corporate ownership, and pied a terre use. Gifting and subleasing are permitted, and there is no flip tax. Conveniently located, the property features a direct pathway to Skyview Shopping Center and is just one block from Riverdale Avenue transportation, including local and express buses to Manhattan BX7 and BX10, as well as access to the nearby Metro North station with a weekday rail link shuttle. A perfect blend of comfort, community, and value. Your Bronx oasis awaits.
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Our Executive Mortgage Banker:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $152,000 | $152,000 | $152,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $910 | $948 | $1,241 |
| Total Monthly Payment | $985 | $1,023 | $1,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.