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Welcome to 41 Eliza Street, ideally situated in the heart of vibrant Beacon. Just steps from your morning coffee and moments from Main Street’s cafes, shops, and restaurants, this sun-filled property seamlessly blends charm, space, and income potential. This spacious single-family home with a legal accessory apartment offers 6 bedrooms and 3 full bathrooms across approximately 2, 660 square feet, plus an additional 1, 000 square feet of versatile lower-level space—perfect for a recreation room, home office, studio, or gym. Set on a quarter-acre, the fully fenced yard is both private and picturesque, showcasing mature evergreens, flowering trees, hydrangeas, forsythia, rhododendrons, and Japanese maples. A stone walkway with whimsical tree-trunk stepping stones leads to the welcoming entrance. Inside, the main level features a bright, open-concept layout. The airy living room flows effortlessly into a spacious kitchen and dining area, complete with newer stainless steel appliances, abundant cabinetry, and serene backyard views from the kitchen sink. Sliding glass doors open to a newer Trex deck—perfect for al fresco dining or relaxing summer evenings—with steps leading down to a bluestone patio and lush lawn. The primary suite offers a peaceful retreat with direct deck access, a walk-in closet, and an ensuite bathroom featuring a soaking tub, separate shower, and double vanity. Two additional bedrooms, a stylishly updated full bath with a marble vanity and glass-enclosed shower, and a flexible den—ideal for an office or guest space—complete the main level. The accessory apartment is bright and inviting, offering three bedrooms, a full bath, a spacious living room, a private entrance, and its own laundry—ideal for rental income or extended living. Additional highlights include gleaming hardwood floors, newer windows, a new oil tank, and a mini-split system for efficient cooling. A detached two-car garage includes a 240-volt outlet for EV charging. The lower level further expands your living space with a large recreation room, bar setup, gym area, two laundry areas, storage, and potential for a kitchenette. Enjoy views of Mount Beacon and easy access to the Hudson River, Dia Beacon, and Metro-North - making commuting to New York City a breeze. This exceptional property offers the perfect combination of lifestyle and investment opportunity in one of the Hudson Valley’s most desirable communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,217 | $1,217 | $1,217 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,808 | $4,132 | $5,692 |
| Total Monthly Payment | $5,117 | $5,441 | $7,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.