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This is a charming, newly updated Colonial home that offers a blend of modernity and comfort. This residence boasts three bedrooms and two bathrooms, all of which have been meticulously renovated for your convenience. The house features a brand new architectural roof, ensuring durability and improved insulation. The windows have been replaced, providing an abundance of natural light that enhances the overall ambiance of the home. The kitchen, a true highlight of the property, has been completely overhauled and now boasts Beautiful Quartz countertops and stainless steel appliances, Gas cooking, offering a sleek and modern space for culinary exploration. The bathrooms have also been revamped, offering a stylish and functional space. The main level bathroom being brand new. The house is equipped with a new central air conditioning system, ensuring your comfort during the warm summer months. The flooring throughout the house has been beautifully refinished, with all-new laminate flooring on the second floor, adding a touch of elegance to the home. The large primary bedroom features a spacious walk-in closet, providing ample storage space. The property sits on a generous . 38-acre lot, providing a park-like backyard space perfect for outdoor activities or simply enjoying the serenity of your surroundings. The large double driveway is ready for your personal touch, offering ample parking space. This home comes with the added benefit of very low taxes, only $9093 without the basic star, making it a financially smart choice. The property also features a full basement, offering additional space that can be adapted to suit your needs. Situated in the heart of Smithtown, this home is in close proximity to major highways, parks, and the LIRR, ensuring easy connectivity to the rest of the city. The local community is vibrant and welcoming, offering a variety of amenities for your convenience. Don't miss this unique opportunity to own a beautifully renovated, centrally located home in Smithtown. .
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Our Executive Mortgage Banker:
Our Insurance Division:
$759,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $607,992 | $607,992 | $607,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $758 | $758 | $758 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,548 | $3,694 | $4,928 |
| Total Monthly Payment | $4,398 | $4,544 | $5,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.