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Welcome to your own private riverfront retreat on the Withlacoochee River, where nature, relaxation, and opportunity come together on a beautifully shaded 0. 89-acre property surrounded by mature trees. This fully fenced property offers direct water access, a private boat ramp, and a spacious deck right on the river--perfect for tying up your boat, enjoying peaceful views, or unwinding by the water. A fire pit, riverside bench, and a cement patio tucked beneath the trees create multiple outdoor spaces to relax and take in the serene setting. This unique offering comes fully furnished, with most everything conveying--including boats, a travel trailer, hot tub, and more--making it truly move-in or rental ready. Additional features include three sheds (one equipped with a refrigerator, washer and dryer, and tools), an RV carport, a separate boat carport, and a water softener that conveys with the home. Inside, the home welcomes you through a large, enclosed sunroom filled with natural light. This inviting space features walls of sliding windows overlooking the yard, a decorative beamed ceiling, well-maintained carpet, and its own air conditioning--creating a comfortable, year-round living area. From there, step into the main family room, where crown molding, chair rail detailing, and beadboard wainscoting add warmth and character. Luxury vinyl flooring runs throughout the home, offering both durability and style. The kitchen sits just off this space and features all-white cabinetry and appliances, with a pass-through window connecting back to the sunroom for an open, connected feel. A hallway with built-in storage and shelving leads to the rest of the home, including a spacious formal living room with a wall of windows, built-in shelving, decorative beamed ceiling, and direct access to the backyard. This versatile space also includes a large walk-in closet, adding flexibility for storage or additional use. The home includes two comfortable bedrooms and a full bathroom with a step-in shower, built-in shelving, a single white vanity, and a window for natural light. Whether you're looking for a weekend getaway, full-time residence, or income-producing opportunity, this riverfront property offers incredible value with its included amenities, multiple storage options, and direct access to the water--all in a peaceful, natural setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $107 | $107 | $107 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,034 | $1,076 | $1,406 |
| Total Monthly Payment | $1,216 | $1,258 | $1,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.