1037 Lake Shore Drive, White Lake, NY, 12786 | $469,000

Welcome to 1037 Lakeshore Drive where lake mornings linger a little longer and every season has its own kind of magic. Just steps from the shoreline of White Lake, this thoughtfully renovated four-bedroom, two-bath bungalow offers a refined take on classic upstate lake life. Light pours into the open-concept living and dining space, creating an easy flow for gathering - whether it’s summer dinners after a day on the water or cozy winter weekends tucked inside next to the fireplace. The kitchen and baths have been fully updated with a clean and modern sensibility. A screened-in porch invites slow mornings with coffee and unhurried evenings of al fresco dining; all wrapped in the chirping of birds and quiet hum of nature. A spacious deck sets the stage for grilling, relaxing and taking in the lake air. An 8-foot shared easement provides deeded access to White Lake, a motor-boat friendly glacial lake that is perfect for boating, swimming, kayaking, fishing, or simply slipping down to the water’s edge at sunset to sit next to the firepit. Established as a turnkey escape, the home offers flexibility for full-time living, a weekend retreat from the hustle of city life, or a well-positioned short-term rental in one of Sullivan County’s most sought-after lake communities. Offered fully furnished, all you need to bring is your swimsuit and favorite floaty. A short drive from Bethel Woods Performing Arts Center for summer concerts, Resorts World Casino, the Kartrite Indoor Water Park, the Delaware River for additional water recreation opportunities, area farmers markets, and walking distance lakeside dining, 1037 Lakeshore offers easy access year-round recreation and attractions. 90 minutes to the GWB and a short drive to public transportation to NYC.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Bungalow, Cabin
  • Year Built: 1935
  • Heating: Forced Air
  • Cooling: Multi Units
  • Approx Sq. Feet: 1,184
  • Acreage: 0.06
  • Est. Taxes: $3,943
  • View: Lake
  • Water Front: Yes
  • Elem. School: Emma C Chase School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 985617
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/985617/1037lakeshoredrive_whitelake_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY, LLC   Phone: 838-877-8283

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

1037 Lake Shore Drive, White Lake, NY, 12786

$469,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,200 $375,200 $375,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $329 $329 $329
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,247 $2,341 $3,091
Total Monthly Payment $2,651 $2,745 $3,495

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.