|
You know the exhale. The one that happens somewhere past the Tappan Zee, when the skyline finally disappears from your rearview and the river gets wider and the trees get taller and your jaw — quietly, without you noticing — stops clenching. That exhale has a home now. Open the door and the house greets you the way old friends do — low-lit, warm, unhurried. Beamed ceilings run overhead like something out of a memory you haven't made yet. A wood-burning fireplace waits for the first cold night. Hardwood floors carry the soft creak of a home that has actually been lived in, and loved. Somewhere, a clock ticks. You already feel quieter than you did five minutes ago. The kitchen is the kind you end up hosting in by accident — a breakfast bar that catches conversation, a glass of wine, the Sunday paper, the neighbor who "just stopped by. " Three bedrooms stretch out behind it, quiet as held breath. A walk-in closet. Two full baths. A foyer that feels like a real pause between the world out there and the world in here. Downstairs, the full basement — concrete bones, honest square footage — is a blank page waiting for whatever version of you is coming next. Pottery studio. Home gym. Record room. Wine cellar. The novel. The band. The business. Step outside and the . 28-acre lot opens like a slow breath. Established plantings. A driveway that fits five. And then, the line that stops every buyer in their tracks: a three-car garage. For the project car. For the woodshop. For the kayaks, the bikes, the dream you've been shelving for a decade because there was nowhere to put it. Central air for the green months. Hot-water baseboard heat for the ones that aren't. A fireplace holding the space between. And the whole time — this is the part that feels almost unfair — you're only 65 miles from Manhattan. A little over an hour by car. Fifteen minutes to the Metro-North platform at Beacon. Ten minutes to Stewart International when you want to be anywhere else by dinner. Minutes to the Newburgh waterfront, where the Hudson widens and the lights of Hudson Taco, Billy Joe's Ribworks, and Blu Pointe shimmer off the water beneath the Highlands. Saturdays belong to Storm King Art Center, Washington's Headquarters, Black Rock Forest, Chadwick Lake Park, the cider houses, the orchards, the farm stands — the whole slow, romantic, golden-hour version of life that people move up here for. You didn't come this far to keep renting someone else's ceiling. You came for this.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,100 | $2,187 | $2,917 |
| Total Monthly Payment | $2,734 | $2,821 | $3,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.